Arizona Self Storage Acquisition Loan Products & Guidelines
Better Than Traditional Banks, When They Say “No”, We Say “Yes!”
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Desert Sun Mortgage
Self Storage Loan Size
$100,000 up to $1.5 million.
Self Storage Lending Rates
Pricing based on property type, LTV, up to 90% and amortization.
Property Types
Self Storage, automotive, mixed use, light industrial, apartment complexes
Credit
580+ credit scores for primary borrower or primary guarantor.
Timing
48 hours pre-approvals; 30-45 day closings.
Loan-to-Value
Loans up to 95% of property value.
Self Storage Loan Purpose
Rate/term refinance, cash-out refinance or purchase.
Prepayment Fees
Programs available with or without prepayment penalties.
Occupancy
Owner occupied or investor properties are acceptable.
Self Storage Lending Loan Types
Adjustable and Fixed terms available.
Guarantee
Personal guarantees are mandatory for all eligible borrowers including individuals, corporations, partnerships, LPs, LLCs and certain trusts.
Self Storage Loan Terms
15, 20 and 30-year fully amortizing loans are available on all property types.
Escrows
Tax escrows are required. Insurance escrows may be required (Depending on the programs).
Other Self Storage Lending Attributes
  1. • No tax returns required
• No income verification
• Unrestricted cash-out
• Several affordable payment options
• Automatic payment options – no more writing checks
Benefits of Desert Sun Mortgage Acquisition Loans We allow as little as 5% down, opposed to the big banks who require 20% down or more Faster processing than that of big banks Personalized client service Stated income loans available Able to qualify more people due to broader approval requirements
Joseph Velez  
Self Storage Lending Specialist
 Desert Sun Mortgage  
 4301 N. Scottsdale Road, Suite 103  
Scottsdale, AZ 85251
(480) 946-2200 Ext. 116
Self Storage Commercial Property Lending
  1.  Quick - Easy - Convenient
  2.  Loan Size Starting at $100,000
  3.  Stated Income Loans Available
  4.  Lower Down Payment required
than traditional banks
Serving Phoenix, Scottsdale, AZ and surrounding areas.
Serving The Southwest: Arizona, including Phoenix, Tucson, Scottsdale, Mesa, Chandler, Etc.
Turned Down By  Traditional Banks? We’ll Say Yes!